Are you a first-time buyer looking to make the down payment of a home?

Keep reading, because this is probably a good choice to look into.

An Individual Retirement Account (IRA) is a tool to set investment so you can have saving when the time for retirement comes. This type of investment has real advantages when it comes to taxes and there are several types of IRA and can encompass a wide range of financial products.

If you and/or your spouse qualify as a first-time home buyer, you are able to withdraw up to $10,000 each (up to $20,000 together) from your IRA to use as a down payment without paying the 10% fee for early withdrawal.

If you are exploring the best option to buy your dream home, we will guide you through the process in our class.

You will learn about among many other tips:

• Pros and cons of using IRA for down payment.
• Requirements.
• Interest rates.
• Conditions to qualify as a first-time home buyer.
• Timeline.

We will teach you about the best way to get your loan to buy a house.

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